Norwalk, Connecticut, Bankruptcy Lawyer

Chapter 11 · Chapter 7 · Chapter 13

At Kratter & Gustafson, in Norwalk, bankruptcy lawyer Mark Kratter can help you or your business reorganize debt and get relief and a new beginning through Chapter 11, Chapter 7, or Chapter 13 bankruptcy proceedings. If you or your company is considering filing for bankruptcy, you have been going through a difficult time, and may feel discouraged, frightened, and embarrassed. Through business or personal bankruptcy, our attorney will probably be able to help you get out of debt and save your home, car, your personal possessions, and your business. If you are unable to pay your bills, and want to:

• Eliminate Credit Card Debt
• Eliminate Medical Bills
• Stop Foreclosures
• Stop Wage Garnishments
• Stop Telephone Harassment
• Stop Lawsuits
• Stop Collection Attempts
• Save Your Home
• Save Your Car
• Save Your Business

Please, contact our office to make arrangements for a free phone consultation.

Chapter 11 Bankruptcy: Debt Reorganization for Businesses

Through Chapter 11, a debtor, usually a business, has a chance to restructure its debt and continue to operate, providing its employees with jobs, and payments to its creditors, and producing a return for its stockholders. The goal in Chapter 11 is to save a business that is not able to pay its creditors due to cash flow problems. If the business can extend or reduce its debts or drastically lower its operating costs, it can often be returned to a viable state. Generally, it is more economically efficient to reorganize than to liquidate the business, because doing so preserves jobs and assets. Chapter 11 debt reorganization is a complex process. Attorney Mark Kratter has the experience and the problem-solving ability to guide you through Chapter 11 and, if possible, save your business.

Chapter 7 Bankruptcy: A Fresh Start

Credit card debt, medical bills, job layoffs: every day hard-working people find that for some reason they are no longer able to pay their bills. As a personal bankruptcy attorney, Mark helps individuals and businesses get debt discharged, stops harassing creditor activity, and helps our clients save their homes, cars, and personal possessions through Chapter 7 Bankruptcy.

If you can no longer keep up with your payments, and you want the harassment to stop, it may be time to consider filing for Chapter 7 bankruptcy. Call or e-mail our Norwalk, Connecticut, law firm and ask to speak with a personal bankruptcy lawyer.

Chapter 13 Bankruptcy: Reducing and Reorganizing Payments

Chapter 13 bankruptcy is designed to help individuals with regular income who want to pay their debts but are currently unable to do so. In Chapter 13, under court supervision and protection, the debtor proposes and carries out a repayment plan under which debts are paid, in full or in part, over a three to five year period, during which time creditors are prohibited from starting or continuing collection efforts. If you have regular income, but not enough to make your payments, call or e-mail a lawyer about the possibility of reorganizing debt under Chapter 13.

Call 203-853-2312 for a Free Phone Consultation

Payment Plans · Credit/Debit Cards · Checks