Bridgeport Bankruptcy Attorney


Filing for personal bankruptcy may be the answer to your financial hardship. With the help of a knowledgeable Bridgeport bankruptcy lawyer, you can put and end to creditor harassment, foreclosure, and repossession, and get a fresh start on your finances.

Are you finding it hard to make ends meet? Are you struggling to make your credit card, mortgage, and auto loan payments on time? Are you tired of receiving harassing phone calls and letters from your creditors? Have you been threatened with foreclosure or repossession of your car?

The Law Offices of Mark M. Kratter, LLC, represents residents of Bridgeport, Connecticut who need relief from their debts. We offer free initial consultations, so you have nothing to lose by having your case reviewed by a seasoned Connecticut bankruptcy attorney who can help you make informed decisions about your financial situation.

Stopping foreclosure and creditor harassment

When you file for personal bankruptcy in the State of Connecticut, the bankruptcy court will issue what is called an automatic stay. As long as the automatic stay is in place, your creditors are barred from taking any collection actions against you. This includes repossession, foreclosure, wage garnishment, and collection calls. Your bankruptcy attorney will help ensure that your creditors respect the terms of the automatic stay.

Chapter 7 or Chapter 13?

There are many chapters of the Connecticut bankruptcy code, but two of the most common used in personal bankruptcy are Chapter 7 and Chapter 13. In Chapter 7 bankruptcy, your non-exempt assets may be liquidated to pay off your creditors, usually at a much lower balance than what you currently owe. It is important to note that certain key assets, such as your primary residents, are exempt, so you can't be forced to sell them as part of a Chapter 7 bankruptcy filing in Connecticut.

In Chapter 13 bankruptcy, you'll work with your bankruptcy lawyer, your creditors, and the Connecticut bankruptcy court to establish a repayment plan tailored to your unique financial situation. Your monthly payments will be consolidated into a bankruptcy trust, and upon successful completion of your repayment plan, any eligible remaining debts will be discharged.

Your bankruptcy lawyer will help you determine which form of personal bankruptcy is right for your situation.

Contact a Bridgeport, CT bankruptcy attorney today

It costs you nothing to review your case with one of Bridgeport's most respected bankruptcy lawyers. To schedule your free consultation, call The Law Offices of Mark M. Kratter, LLC, at 203-286-4623 today.