Bankruptcy Law in Connecticut – Clear Legal Guidance for a Fresh Start
Compassionate Bankruptcy Support for Connecticut Residents
Struggling with debt can feel isolating, but you’re not alone. At the Law Offices of Mark M. Kratter, LLC, we help individuals and families across Connecticut find clarity through the bankruptcy process. Whether you’re overwhelmed by credit cards, behind on bills, or worried about foreclosure, our firm walks you through your rights under federal bankruptcy law, including protections found in the bankruptcy code and Title 11 United States Code. We help you understand your options—whether that’s Chapter 7 or Chapter 13—and support you through every legal step with empathy and precision.
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We help you understand the types of bankruptcy available and how each applies to your financial situation—be it Chapter 13 bankruptcy, Chapter 7, or even Chapter 12 for family farmers or fishermen.
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From preparing your documents to filing a bankruptcy petition, we ensure your bankruptcy case complies fully with the rules of bankruptcy procedure and the Federal Rules of Bankruptcy.
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Our office provides customized legal strategies based on your income, debts, and goals—whether you’re seeking a repayment plan or full discharge of unsecured debts like credit cards.
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With a deep understanding of United States Bankruptcy Court proceedings, we offer confident legal representation from start to finish, guiding you toward long-term stability.
Experienced, Local Guidance Through the Bankruptcy Process in Connecticut
- Choosing the right legal partner during financial stress is critical. With years of experience practicing bankruptcy law in Connecticut, we understand how confusing it can be to navigate options under federal bankruptcy law. We sit down with you to determine whether bankruptcy under Chapter 7 or Chapter 13 makes the most sense and map out every step ahead.
- Many people worry about the long-term impact of bankruptcy—on their credit, their home, and their peace of mind. We demystify the process and provide real solutions. Whether you’re seeking relief from lawsuits, creditor harassment, or garnishments, we leverage the protections built into the bankruptcy code to give you space to breathe and rebuild.
- We also understand that court proceedings can feel overwhelming. That’s why we prepare you fully for what to expect in bankruptcy court, ensuring every filing meets the standards laid out by the Federal Rules of Bankruptcy and the rules of bankruptcy procedure. With our help, you’ll face your bankruptcy case with confidence and clarity.
FAQs for Bankruptcy Law in Connecticut
What are the most common types of bankruptcy for individuals?
Individuals typically file under Chapter 7 for debt discharge or Chapter 13 bankruptcy for a repayment plan. Chapter 12 is also available for qualifying family farmers and fishermen.
What does filing a bankruptcy petition involve?
It includes gathering financial information, preparing schedules, attending a trustee meeting, and complying with the rules of bankruptcy procedure. We guide you through each step.
How does the bankruptcy process protect me from creditors?
Once you file, the court issues an automatic stay, stopping most collection efforts, lawsuits, and wage garnishments under federal bankruptcy law.
What’s the difference between Chapter 7 or Chapter 13?
Chapter 7 involves liquidating non-exempt assets to eliminate unsecured debts. Chapter 13 allows you to keep assets while repaying debts through a court-approved plan over time.
Do I need an attorney for my bankruptcy case?
Absolutely. Bankruptcy law is governed by complex codes, including the bankruptcy code, Title 11 United States Code, and strict federal rules of bankruptcy. Our firm ensures every detail is handled properly.