Connecticut Bankruptcy Attorney – Personalized Guidance Through Financial Recovery
Comprehensive Bankruptcy Relief for Financial Freedom in Connecticut
Reclaim control over your finances with tailored solutions from a trusted Connecticut bankruptcy attorney.
If debt has become unmanageable, you don’t have to face it alone. The
Law Offices of Mark M. Kratter specializes in providing personalized bankruptcy relief solutions for clients in Norwalk,
New Haven,
Waterbury and Fairfield County,
Connecticut. We help you understand the complexities of bankruptcy law, explore your options, and regain financial stability with confidence.
Experienced Bankruptcy Attorney for Comprehensive Debt Relief
Navigating bankruptcy can be complex, but with Mark M. Kratter’s expertise, you have a knowledgeable partner by your side. Whether you are considering
Chapter 7,
Chapter 11, or
Chapter 13 bankruptcy, we guide you through the entire process, ensuring every decision is made with your best interests in mind.
FAQs for Bankruptcy Law
What are the main types of bankruptcy available?
The most common types of bankruptcy for individuals and small businesses are Chapter 7, Chapter 13, and Chapter 11. In rare cases, Chapter 12 may apply to family farmers or fishermen. We’ll help you determine the best path forward based on your debt level, income, and goals.
What is the bankruptcy process like?
The process begins with filing a bankruptcy petition in bankruptcy court. From there, the court assigns a trustee, and proceedings move according to the rules of bankruptcy procedure and Title 11 of the United States Code. Our firm manages the entire process, from financial documentation to court representation.
How do I know if I should file Chapter 7 or Chapter 13?
Chapter 7 bankruptcy offers debt discharge for those who meet income eligibility, while Chapter 13 bankruptcy involves a repayment plan over 3–5 years. We'll walk you through your income, assets, and liabilities to choose the most effective option.
Will bankruptcy eliminate all my debts?
Not necessarily. While bankruptcy can clear debts like credit cards, medical bills, and personal loans, some obligations (like student loans or tax debts) may not be discharged. We'll explain what is covered under federal bankruptcy law and your potential outcomes.
Do I need a lawyer to file bankruptcy?
While it’s possible to file without an attorney, bankruptcy law firms bring vital knowledge of the bankruptcy code, United States bankruptcy procedures, and local courts. Our guidance helps avoid mistakes and maximizes your legal protection.
What does it mean to file under bankruptcy under Chapter 13?
Filing under Chapter 13 allows you to propose a court-approved repayment plan to catch up on missed mortgage payments, car loans, or taxes, while protecting your assets. We help clients develop feasible plans aligned with their income and priorities.
Where will my bankruptcy case be heard?
All bankruptcy cases are handled by federal bankruptcy court. In Connecticut, your case will be managed within the U.S. Bankruptcy Court for the District of Connecticut. We represent clients throughout Fairfield County at every hearing.
Protecting Your Assets and Preparing for a Fresh Start
Our approach focuses on preserving your assets and relieving your financial burden. With thorough assessments, we provide options tailored to your circumstances, from
stopping creditor harassment to preventing wage garnishments, ultimately setting you on the path to a brighter financial future.