BANKRUPTCY LAWYER SERVING FAIRFIELD COUNTY, CT
Is the bank threatening to foreclose on your home? Are you finding it hard to stay on top of your monthly credit card bills, mortgage payments, medical bills, and other debt payments? Are you tired of harassing phone calls and letters from your creditors? Are you worried you might not be able to find your way to a better financial situation?
There is hope for Fairfield County residents in need of debt relief. At The Law Offices of Mark M. Kratter, LLC, we represent clients throughout Fairfield County who are having trouble making ends meet. We offer flexible appointment scheduling options and free initial consultations for all bankruptcy matters, so you have nothing to lose by consulting with a knowledgeable Fairfield County bankruptcy lawyer about your financial situation.
Personal bankruptcy in Connecticut
When you file for bankruptcy, the Connecticut bankruptcy courts will issue what is called an automatic stay. While the automatic stay is in place, your creditors are prohibited from taking any collection actions against you, including foreclosure or repossession, and must stop calling to collect on debts. This buys you valuable time to work with your bankruptcy lawyer to establish a plan for keeping your home. The automatic stay is applied whether you file for Chapter 13 or Chapter 7 bankruptcy.
In Chapter 7 bankruptcy, your non-exempt assets can be liquidated to repay your creditors, usually at a much lower balance than what you currently owe. Many assets, such as your primary residence, are exempt, meaning you can't be forced to sell them as part of your Chapter 7 bankruptcy filing in Connecticut.
Under Chapter 13 bankruptcy, you and your bankruptcy attorney will work together to establish a repayment plan that will satisfy the bankruptcy court and your creditors. When you've satisfied the terms of your bankruptcy plan, any remaining eligible debts will be discharged.
Compassionate legal counsel for Fairfield County residents
We understand that the though of filing for personal bankruptcy can be daunting. That's why we work hard to provide comprehensive legal representation, taking the pressure off of our clients. When you retain the services of Fairfield County bankruptcy attorney Mark M. Kratter, you can rest assured that your case is in the hands of a seasoned bankruptcy lawyer who will stand in your corner and make the filing process as quick and painless as possible.
Contact us today for a free consultation
To schedule an appointment with The Law Offices of Mark M. Kratter, LLC, call us today at 203-678-8135.
We proudly represent clients in Bridgeport, Stamford, Norwalk, Bethel, Shelton, Greenwich, Newtown, New Canaan, and other communities throughout Fairfield County, Connecticut.