Bad things do happen to good people. Unplanned medical bills, cutbacks in overtime pay, or a separation and divorce can lead to debt problems. If you are having difficulty meeting your monthly bills, Chapter 13 bankruptcy can help to stop foreclosure and discharge or repay debts.
Repay Secured Debts and Keep Your House Through Chapter 13 Bankruptcy
The law offices of Mark M. Kratter, LLC, in Norwalk, Connecticut, has more than 18 years of experience providing Chapter 13 debt relief solutions to clients throughout Fairfield County, Connecticut, including the communities of Norwalk, Stamford, Greenwich, Westport, Redding, Wilton, Ridgefield, Darien, Weston, Fairfield, Danbury, Stratford, Monroe, Newtown, Bethel, New Canaan, Easton and Bridgeport.
During an initial consultation, we will explain how Chapter 13 bankruptcy would allow you to set up payments, so you can keep your car, home, business and other possessions, home or business. Contact our law firm today to schedule a free initial consultation with an experienced Chapter 13 bankruptcy lawyer, if you have a regular income but not enough money to make your monthly payments.
The Advantages of Filing for Chapter 13 Bankruptcy
In order to file Chapter 13 bankruptcy, you must meet specific debt limits which at present are owning less than $360,475 of unsecured debt and $1,081,400 of secured debt. If you file for Chapter 13 bankruptcy, the court will consider how much you can afford, based on your monthly living expenses and the total amount of your debt. The bankruptcy court will then set up a repayment plan, which will last three to five years.
During that time, creditors are not allowed to make any other efforts to collect on your debts. That means that collection agencies have to stop calling you at home and at work. Chapter 13 bankruptcy is also designed to stops foreclosure and wage garnishments.
When you have successfully completed the repayment plan, your debts are settled — any remaining debt covered by the bankruptcy is erased.
Get Back on Your Feet With Help of a Highly Skilled Bankruptcy Attorney
If you are not sure if Chapter 13 bankruptcy is right for you, you have come to the right place. We understand how difficult it is to be overloaded with debt, and how awful you feel when you skip paying one bill so you can pay another.
Let an accomplished Chapter 13 bankruptcy lawyer in Norwalk, Connecticut at Mark M. Kratter, LLC go to work for you. We will need fairly detailed information from you, including your monthly income, monthly living expenses, the amount of debt you owe, and to whom. This information will be necessary in order to file for Chapter 13 debt relief.
Contact Our Norwalk Chapter 13 Bankruptcy Law Firm
Contact our law firm today online or call 203-286-4623 to schedule a consultation at our law firm in Norwalk, Connecticut. We are committed to representing clients throughout Fairfield County, Connecticut, including the communities of Norwalk, Stamford, Greenwich, Westport, Redding, Wilton, Ridgefield, Darien, Weston, Fairfield, Danbury, Stratford, Monroe, Newtown, Bethel, New Canaan, Easton and Bridgeport.