Have you fallen behind on your car and mortgage payments? Are you worried about your car being repossessed or losing your home to a foreclosure? The economic downfall has caused people just like you to face the fear of a home foreclosure or car repossession. Instead of trying to work out a deal with your lender on your own, secure your rights with the help of a highly skilled bankruptcy attorney.
For more than 18 years, the law offices of Mark M. Kratter, LLC, has helped individuals and families throughout Connecticut stop foreclosures and car repossessions through filing for Chapter 13 bankruptcy. We are available to guide you through the legal process, while helping you obtain a payment plan that works in your best interests. Contact our law firm today to schedule a free initial consultation with a highly experienced Connecticut Chapter 13 bankruptcy lawyer.
Norwalk Stop Foreclosure Lawyer Working for You
At Mark M. Kratter, LLC, we understand that the threat of losing your home or car becomes even more real as you fall deeper and deeper behind on your payments. Even if a car repossession or home foreclosure has become imminent, it is not too late to file for Chapter 13 bankruptcy.
Our legal team is available to help you file for Chapter 13 bankruptcy, which would place an automatic stay on car repossession and foreclosure proceedings. Even if a sheriff's sale has been scheduled, it will be cancelled. We are committed to helping you obtain the breathing room you need to negotiate a payment plan and seek a loan modification.
If you qualify for debt relief through Chapter 13 bankruptcy, you will be able to consolidate your debts into one manageable monthly payment. This generally occurs over three to five years. You will have a chance to catch up on your late car and mortgage payments during the course of that time.
At the end of that time period, you will emerge caught up on your payments as long as you kept up with the payment schedule. You will also be able to strip away a second or third lien from your house, if you successfully complete the Chapter 13 bankruptcy process.
Offering Foreclosure Defense Services
If Chapter 13 bankruptcy is not the right solution for you, options are still available to save your house. In Connecticut, anyone who owns a home can pursue mediation to try and strike a deal with the bank. Our lawyer can represent you in a series of mediation hearings to help you keep your house through seeking a loan modification which may include a lower interest rate. Our law firm bankruptcy attorneys have worked with many clients in similar situations to yours. We will guide you through the legal process, while helping you understand if mediation is the right option for you.
Contact Our Experienced Norwalk Bankruptcy Attorney
At Mark M. Kratter, LLC, we are committed to helping you save your house and prevent your car from being repossessed. Contact our Norwalk, Connecticut law firm today online or call 203-286-4623 to learn how we can help you get back on your feet. We represent clients throughout Fairfield County, Connecticut, including the communities of Norwalk, Stamford, Greenwich, Westport, Redding, Wilton, Ridgefield, Darien, Weston, Fairfield, Danbury, Stratford, Monroe, Newtown, Bethel, New Canaan, Easton and Bridgeport.